Housing Help Center
Consumer Credit Counseling Service (CCCS) has been a trusted name in housing counseling since 1955.
We are approved by the U. S. Department of Housing and Urban Development (HUD) to provide counseling, education and advice in
housing issues to new and existing homeowners. Our services include:
Mortgage Delinquency and Foreclosure Prevention Counseling
CCCS offers confidential counseling to help you understand your options and how to deal with your situation. No matter if you are just beginning
to get behind or are more seriously delinquent, our trained housing counselors can
either meet with you in person or by phone. CCCS can help homeowners assess their
financial situation, rework budgets and contact lenders, if necessary, to develop
a plan to address the mortgage delinquency. There is no charge for these confidential
sessions.
Not sure where you stand? Take the “Mortgage
Reality Check” Quiz
to find out your risk for foreclosure. You owe it to yourself and your family to
evaluate your risk and seek help, if necessary.
After Home Purchase Counseling
There are many life-changing events that may make you want to discuss your financial situation with an expert. Changes in income and illness are just some examples. CCCS can help with counseling and advice to deal with these issues and protect your home
First Time Homebuyer Education
Purchasing your first home can be an intimidating process. Today, it is more important than ever to be prepared. CCCS housing counselors explain the entire home purchasing process including the companies, individuals and finances involved. Budget reviews help people understand what they can afford. CCCS also covers the responsibilities of home ownership
Dealing With Rental Issues
Dealing with rental issues can sometimes be a confusing process. Whether you are a first time renter looking for information or someone who is experiencing problems paying their rent, our experienced counselors can help you through these issues.
Reverse Mortgage Counseling
Reverse Mortgages can help people on fixed incomes supplement their retirement income or pay for things like home repairs, prescriptions, and medical care. CCCS’ experienced counselors can provide personal counseling to help you decide if a Reverse Mortgage is right for you. Along with other requirements, one home owner must be at least 62 years old and live in the home for the majority of the year.
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